Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process you can call or e-mail your Mortgage Consultant with questions or new information.

Here's an overview of the loan-application process

STEP ONE - Apply Now! Getting started is easy

When you've selected a property and have a contract with the Brookfield Homes or Keswick Homes, the next step is to complete your loan application, which can be done easily through our website or if you prefer to meet in person you can schedule a convenient appointment with your Mortgage Consultant. To get started, select Full Application from the list on the left.

STEP TWO - Loan Processing

Once we receive your loan application your Mortgage Consultant will review the information and contact you to discuss loan programs.  Your Mortgage Consultant will assist you in determining the best loan program for your needs.  At this time we will also request additional documentation that will be needed to complete your loan application.  Click on  Mortgage Checklist to the left to see what documents may be requested.  Once we receive all requested documents your loan is submitted to an Underwriter to verfiy that you meet the guidleines for the loan that you have applied for.

STEP THREE - Loan Approval

You will receive a Loan Commitment outlining the terms of the loan you have applied for and any additional documents that we may need to finalize your loan approval. At this point we are waiting for Brookfield Homes to complete the construction of your new home.  We will be in contact with Brookfield Homes on a regular basis to monitor the staus of your new home.  When you are within 60 days of closing on your new home you will want to contact your Morrtgage Consultant to discuss locking in your interest rate, and confirming that all needed documents have been received.  You should also obtain your Home Owners Insurance Policy from your Insurance Agent.  You will need to pay for the first year premium before settlement.

STEP FOUR - Settlement

We will coordinate your settlement with Brookfield Homes and the Settlement Company assigned to your settlement.  We will provide all of the documents that will require your signature to finalize the purchase of your new home. Once you have signed all of the doucments you will receive the keys to your brand new home.

 Simple, Straightforward, Cost Effective, and FAST!